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Long-term Effects of Job-hopping

It shouldn't come as a shock when I say it is very common for people to job-hop during their 20s and into their 30s before they settle into a long-term position. Typically, people change jobs to gain new experiences, obtain a better title, or for more pay. While these are…

Weighing Your Student Loan Options

Now that we are at graduation time, I know many people are starting to review their student loans and consider the various repayment options available to them. Deciding what option is right for you can have a major impact on your current and long-term financial goals, so…

I'll Get Serious When...

As I talk to friends and the various people I meet in life who are in the beginning stages of their careers, I naturally ask them what financial planning items they are working on and if they are saving towards their retirement. The overwhelming answer is "Not yet, Ill start…

Delayed Gratification - Good or Bad?

Oftentimes in the financial planning community, we use and hear the phrase "delayed gratification." This is the idea that we should avoid spending money on things we enjoy today, and save/invest it, so that one day we can eventually spend it and receive the "gratification"…

Knowing Your Net Worth

Do you know your net worth? Have you heard the term tossed about but figured it only applied to the millionaires and billionaires of the world? Are you wondering what the heck I'm talking about? Net worth is actually a pretty simple concept: add up all of your assets, then…

Your Health and Your Finances

The first month of 2019 is almost over if you can believe it, and by now hopefully you've paid off those Christmas credit card bills. (If not, make sure you talk to us about a holiday plan for this year!). With those balances back to zero, many folks are now looking towards…