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I'll Get Serious When...

As I talk to friends and the various people I meet in life who are in the beginning stages of their careers, I naturally ask them what financial planning items they are working on and if they are saving towards their retirement. The overwhelming answer is "Not yet, Ill start…

Delayed Gratification - Good or Bad?

Oftentimes in the financial planning community, we use and hear the phrase "delayed gratification." This is the idea that we should avoid spending money on things we enjoy today, and save/invest it, so that one day we can eventually spend it and receive the "gratification"…

Knowing Your Net Worth

Do you know your net worth? Have you heard the term tossed about but figured it only applied to the millionaires and billionaires of the world? Are you wondering what the heck I'm talking about? Net worth is actually a pretty simple concept: add up all of your assets, then…

Your Health and Your Finances

The first month of 2019 is almost over if you can believe it, and by now hopefully you've paid off those Christmas credit card bills. (If not, make sure you talk to us about a holiday plan for this year!). With those balances back to zero, many folks are now looking towards…

Financial Hacks for 2019

Happy New Year everyone! I hope you all enjoyed your holidays and are ready to start working toward your goals for the next 12 months and beyond. Today, I want to talk about a few financial hacks you can put in place and start working on now to set yourself up for success in…

Don't Leave a Pay Raise on the Table

We are quickly approaching that time of year when companies start releasing new benefits packages, and open enrollment is almost here. As you look through your new employee book provided by your HR department, you probably see things like additional 401(k) options,…