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Loans and Lending

As a way to continue building my credit and help out my credit score, I recently opened a credit card account at Costco (where I do much of my shopping to stretch my budget!). To my surprise, after only a couple of minutes, I was approved for an $8,600 credit limit! Of…

Focusing on Your Finances

If any of you were fortunate enough to be able to escape the bright city lights (or tear yourself away from the Olympics for a bit) and view the Perseid meteor shower last night, you were treated to an excellent show (even though Kentucky was not expected to have good…

Snowball or Avalanche?

August is here (how did that happen?), and whether you've got kids or just memories of your own childhood, we all know it's back to school time. Parents are scrambling to find all the necessary school supplies and college students are spending what amounts to a mortgage…

Small Steps for Financial Success

When we first start to work with new clients, we ask a lot of questions. When we ask people what their mortgage payment is, or other concrete financial information, they have an immediate answer. However, we also like to ask clients about their financial goals, and where…

Go for the Gold with a Solid Investment Plan

We've talked before about the pitfalls of do-it-yourself financial planning, but today I want to specifically address DIY investing, and the risks that come with it. There has been a lot of talk recently about investing in passive funds that track the market, called…

Keeping it Simple

I'm sure everyone has seen the movie "Forrest Gump," and remembers the simple but honest way the title character approached life. My personal favorite scene in the movie is when Forrest receives his letter informing him that he's gotten invested in "some kind of fruit…